---
title: How Kiwis Are Changing the Way They Buy and Sell Property - LJ Hooker
description: Discover how Kiwis are innovating in property buying and selling, balancing affordability challenges with new methods like co-ownership and digital platforms, while valuing expert guidance.
image: https://www.ljhooker.co.nz/hubfs/corporate/ljhooker/ljhooker.co.nz/Blog%20images/Property%20Market%20Update%20March%202025.jpg
---

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- [What to Expect at a Pre-settlement Inspection](https://www.ljhooker.co.nz/blog/what-to-expect-at-a-pre-settlement-inspection)
- [How to Buy a Home as a Couple](https://www.ljhooker.co.nz/blog/how-to-buy-a-home-as-a-couple)

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- [Understanding the Selling Process](https://www.ljhooker.co.nz/sell/understanding-the-selling-process)
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- [How To Best Negotiate a Private Treaty Sale](https://www.ljhooker.co.nz/blog/how-to-best-negotiate-a-private-treaty-sale)
- [What You Need to Know When Downsizing](https://www.ljhooker.co.nz/blog/what-you-need-to-know-when-downsizing)

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### Sidenav Overview

<https://www.ljhooker.co.nz/blog/how-kiwis-are-changing-the-way-they-buy-and-sell-property#>

- Buying
- [Buying Real Estate](https://www.ljhooker.co.nz/buy)
- [Properties For Sale](https://www.ljhooker.co.nz/residential-search-results?orderBy=date-desc&searchOrigin=residential-nz&searchProfile=buy)
- [Why Buy with LJ Hooker](https://www.ljhooker.co.nz/buy/why-buy-with-lj-hooker)
- [Buying at Auction](https://www.ljhooker.co.nz/buy/buying-at-auction)
- [Purchase Deposit](https://www.ljhooker.co.nz/buy/buying-faqs/purchase-deposit)
- [Understanding Conveyancing](https://www.ljhooker.co.nz/buy/buying-faqs/conveyancing)
- [Getting a Home Loan](https://www.ljhooker.co.nz/buy/getting-a-home-loan)
- [LJ Hooker Assist](https://www.ljhooker.co.nz/assist)
- [OFX - Foreign Exchange](https://www.ljhooker.co.nz/buy/ofx-moving-money-globally)

- Resources
- [Buying Resources](https://www.ljhooker.co.nz/buy/resources)
- [Quick Guide Buyers Checklist](https://www.ljhooker.co.nz/buy/quick-guide-buyers-checklist)
- [First Home Buyers Guide](https://www.ljhooker.co.nz/buy/first-home-buyers)
- [Inspection Checklist ](https://www.ljhooker.co.nz/ebooks/open-house-inspection-checklist)
- [Complete Moving Guide](https://www.ljhooker.co.nz/ebooks/complete-moving-guide)
- [Buying Real Estate FAQs](https://www.ljhooker.co.nz/buy/buying-faqs)

- Trending
- [View Our Latest Blog Articles](https://www.ljhooker.co.nz/blog)
- [How to Make an Offer on a Property](https://www.ljhooker.co.nz/blog/how-to-make-an-offer-on-a-property)
- [What to Expect at a Pre-settlement Inspection](https://www.ljhooker.co.nz/blog/what-to-expect-at-a-pre-settlement-inspection)
- [How to Buy a Home as a Couple](https://www.ljhooker.co.nz/blog/how-to-buy-a-home-as-a-couple)

<https://www.ljhooker.co.nz/blog/how-kiwis-are-changing-the-way-they-buy-and-sell-property#>

- Selling
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- [Why Sell with LJ Hooker?](https://www.ljhooker.co.nz/sell/why-sell-with-lj-hooker)
- [Why Choose an LJ Hooker Agent](https://www.ljhooker.co.nz/sell/why-choose-an-lj-hooker-agent)
- [The Process of Selling Your Home](https://www.ljhooker.co.nz/sell/the-process-of-selling-your-home)
- [Understanding the Selling Process](https://www.ljhooker.co.nz/sell/understanding-the-selling-process)
- [Tips for Property Sellers](https://www.ljhooker.co.nz/sell/tips-for-property-sellers)
- [Anti-Money Laundering ](https://www.ljhooker.co.nz/sell/anti-money-laundering-aml)
- [LJ Hooker Assist](https://www.ljhooker.co.nz/assist)
- [OFX - Foreign Exchange](https://www.ljhooker.co.nz/buy/ofx-moving-money-globally)
- [Recent Sales](https://www.ljhooker.co.nz/residential-search-results?orderBy=date-desc&searchOrigin=residential-nz&searchProfile=sold)
- [Get a Free Property Appraisal](https://www.ljhooker.co.nz/property-appraisal)

- Resources
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- [Quick Guide to Choosing an Agent](https://www.ljhooker.co.nz/sell/quick-guide-to-choosing-an-agent)
- [Quick Guide to Selling Methods](https://www.ljhooker.co.nz/sell/quick-guide-to-selling-methods)
- [Complete Selling Guide](https://www.ljhooker.co.nz/ebooks/the-complete-guide-to-selling-your-home)
- [Selling FAQs](https://www.ljhooker.co.nz/sell/selling-real-estate-faqs)

- Trending
- [View Our Latest Blog Articles](https://www.ljhooker.co.nz/blog)
- [Where Should You Add Value to Your Home?](https://www.ljhooker.co.nz/blog/where-should-you-add-value-to-your-home)
- [How To Best Negotiate a Private Treaty Sale](https://www.ljhooker.co.nz/blog/how-to-best-negotiate-a-private-treaty-sale)
- [What You Need to Know When Downsizing](https://www.ljhooker.co.nz/blog/what-you-need-to-know-when-downsizing)

<https://www.ljhooker.co.nz/blog/how-kiwis-are-changing-the-way-they-buy-and-sell-property#>

- Renting
- [Renting Real Estate](https://www.ljhooker.co.nz/rent)
- [Properties For Rent](https://www.ljhooker.co.nz/residential-search-results?orderBy=date-desc&searchOrigin=residential-nz&searchProfile=rent)
- [Why Rent with LJ Hooker?](https://www.ljhooker.co.nz/rent/why-rent-with-lj-hooker)
- [What to Look For in a Rental Property](https://www.ljhooker.co.nz/rent/what-to-look-for-in-a-rental-property)
- [ Understanding Tenancy Agreements](https://www.ljhooker.co.nz/rent/understanding-real-estate-tenancy-agreement)
- [LJ Hooker Assist](https://www.ljhooker.co.nz/assist)
- [Rental Application Tips](https://www.ljhooker.co.nz/rent/applying-for-a-rental-property)

- Resources
- [Renting Resources](https://www.ljhooker.co.nz/rent/resources)
- [Guide to Renting Real Estate](https://www.ljhooker.co.nz/rent/guide-to-renting-real-estate)
- [First-time Renters Guide](https://www.ljhooker.co.nz/rent/first-time-renters-guide)
- [Open House Inspection Checklist](https://www.ljhooker.co.nz/ebooks/open-house-inspection-checklist)
- [Renting Real Estate FAQs](https://www.ljhooker.co.nz/rent/renting-real-estate-faqs)

- Trending
- [View Our Latest Blog Articles](https://www.ljhooker.co.nz/blog)
- [How to Win a Rental Application](https://www.ljhooker.co.nz/blog/putting-your-best-foot-forward-when-preparing-a-rental-application)

[ Invest ](https://www.ljhooker.co.nz/blog/how-kiwis-are-changing-the-way-they-buy-and-sell-property#)

- Investing
- [Investing in Real Estate](https://www.ljhooker.co.nz/invest)
- [Managing Your Property with LJ Hooker](https://www.ljhooker.co.nz/invest/managing-your-property-with-lj-hooker)
- [Benefits of a Property Manager](https://www.ljhooker.co.nz/invest/benefits-of-a-property-manager)
- [Investing in Property with LJ Hooker](https://www.ljhooker.co.nz/invest/investing-in-property-with-lj-hooker)
- [Recently Leased Properties](https://www.ljhooker.co.nz/residential-search-results?orderBy=date-desc&searchOrigin=residential-nz&searchProfile=leased)
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- [Property Investing FAQs](https://www.ljhooker.co.nz/invest/property-investing-faqs)

- Trending
- [View Our Latest Blog Articles](https://www.ljhooker.co.nz/blog)
- [How to Attract High-Quality Tenants for Your Property](https://www.ljhooker.co.nz/blog/how-to-attract-high-quality-tenants-for-your-property)
- [How to Encourage Tenants to Renew Their Lease](https://www.ljhooker.co.nz/blog/how-to-encourage-tenants-to-renew-their-lease)
- [Respecting Tenants When You're Selling](https://www.ljhooker.co.nz/blog/respecting-tenants-when-youre-selling)

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# How Kiwis Are Changing the Way They Buy and Sell Property

 Published on 30 March 2025 | [ Lyall Russell ](https://www.ljhooker.co.nz/blog/author/lyall-russell) | 3 mins

![Property Market Update March 2025](https://www.ljhooker.co.nz/hs-fs/hubfs/corporate/ljhooker/ljhooker.co.nz/Blog%20images/Property%20Market%20Update%20March%202025.jpg?width=1112&height=582&name=Property%20Market%20Update%20March%202025.jpg)

The way New Zealanders approach buying and selling property is shifting. Younger generations are embracing new ways to enter the market, from co-ownership to digital platforms and apartment living. Yet, despite the rise of online tools, most Kiwis still value working with real estate professionals, according to a new [LJ Hooker study](https://www.ljhooker.co.nz/hubfs/corporate/ljhooker/ljhooker.co.nz/Reports/LJ%20Hooker%20NZ%20Navigating%20the%20New%20Zealand%20Property%20Market.pdf).

The research highlights how Kiwis are balancing affordability challenges with innovative solutions, while also reaffirming the importance of expert guidance in real estate transactions.

### **Kiwis still see value in real estate agents**

While platforms like Facebook Marketplace and online property portals have made private sales easier, most New Zealanders still prefer to work with an agent. The study found that only 23 percent of Kiwis have considered selling their home privately, though younger generations are more open to the idea—with 44 percent of Gen Z willing to go it alone.

LJ Hooker Head of Network NZ, Campbell Dunoon, says many sellers quickly realise the challenges of handling a property sale without expert guidance.

“It becomes clear that selling a home is far more complex than selling an old coffee table online. With fluctuating market conditions, competing offers, and strict regulations, working with a real estate agent helps remove stress and ensures sellers get the best outcome,” he said.

When choosing an agent, Kiwis prioritise commission rates (61 percent), local expertise (54 percent), and customer service (46 percent).

### **Co-ownership and apartment living on the rise**

With standalone homes becoming less affordable in major cities, younger buyers are rethinking traditional homeownership.

- 45 percent of Gen Z and 40 percent of Gen Y would consider co-owning a home with a friend or sibling, compared to just 22 percent of Baby Boomers.
- 40 percent of New Zealanders are open to apartment living, with younger buyers leading this trend (48 percent of Gen Z vs. 37 percent of Gen X).

“Kiwis still see property ownership as a key path to financial security, but affordability challenges mean more people are exploring options like co-ownership or apartment living,” Dunoon said.

For those considering co-ownership, he advises a structured approach: “If you’re buying with a friend or family member, ensure you have a formal agreement outlining each party’s responsibilities and an exit strategy in case circumstances change.”

### **Parents continue to play a key role in homeownership**

Despite the availability of KiwiSaver, many young buyers still rely on financial support from family to secure a home deposit.

- 31 percent of homebuyers have parents open to providing financial assistance.
- Parental support is even more common among younger generations.
- 89 percent of parents say they are open to helping their children enter the property market.

“Parents who have built wealth through homeownership understand its long-term benefits,” Dunoon said.

“Many are eager to support their children in achieving the same goal, even though the path to homeownership has changed over the years.”

### **A changing market with new opportunities**

As the property market evolves, younger generations are finding new ways to get onto the ladder. Whether through co-ownership, apartment living, or financial support from family, Kiwis are adapting to meet the challenges of homeownership.

At the same time, the role of real estate professionals remains strong, with most sellers recognising the benefits of expert guidance in navigating an ever-changing market.

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![Lyall Russell](https://www.ljhooker.co.nz/hubfs/corporate/ljhooker/recruitment/452A8135%201.jpg)

#### Lyall Russell

 With more than a decade of experience in journalism, media and strategic communications, Lyall Russell has built a career around telling stories that inform and engage. His work has been published across four countries, and he has held roles ranging from producer at New Zealand’s leading news radio station Newstalk ZB to real estate journalist helping shape the news agenda at Real Estate Business. Today, Lyall brings that experience to LJ Hooker, where he specialises in property insights, market commentary and practical guides that support people at every stage of their real estate journey. He is also passionate about showcasing the people, performance and innovation across the LJ Hooker network, ensuring the stories behind the brand are as strong as the results it delivers.

![](https://www.ljhooker.co.nz/hubfs/corporate/ljhooker/ljhooker.com.au/Sell/DSC00266_Corp%20Homepage.jpg)

#### Sell your property with us

Are you looking to sell? Get a free property appraisal with your local LJ Hooker agent (in-person or virtual) to find out how much your property is worth.

Your free appraisal will contain a detailed breakdown with an update on market conditions, how your property compares to similar properties based on local sales and listings, and much more.

[ Get my free property appraisal ](https://www.ljhooker.co.nz/property-appraisal)

### More interesting resources you might like...

![](https://www.ljhooker.co.nz/hubfs/corporate/ljhooker/ljhooker.co.nz/Blog%20images/Kiwis%20Still%20Dreaming%20of%20Homeownership%20Despite%20Market%20Challenges.jpg) <https://www.ljhooker.co.nz/blog/kiwis-still-dream-of-homeownership-despite-market-challenges>

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 Despite rising property prices, Kiwis remain committed to homeownership. Discover key insights from an LJ Hooker survey on buyer priorities, affordability challenges, and must-have home features. 

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[Property values ease in June as buyers remain cautious, but activity continues

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 Property values dipped 0.2% in June, but New Zealand’s housing market remains broadly stable. 

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![](https://www.ljhooker.co.nz/hubfs/corporate/ljhooker/ljhooker.co.nz/Blog%20images/Privacy%2c%20Peace%20and%20Practicality%20How%20Kiwi%20Families%20Are%20Rethinking%20the%20Family%20Home.png) <https://www.ljhooker.co.nz/blog/how-kiwi-families-are-redefining-home-life-in-2025>

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[How Kiwi Families Are Redefining Home Life in 2025

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 New research reveals how Kiwi families are rethinking home life, prioritising personal space, embracing traditional design, and reshaping community preferences. 

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<https://www.ljhooker.co.nz/blog/how-kiwi-families-are-redefining-home-life-in-2025>

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