Should you sell and then buy, or should you buy and then sell? It can be tricky to time a sale and a purchase optimally. However, there are options for overcoming potential timing issues. For example, one common scenario for those downsizing is finding the ideal property before the original home is sold. In this case, you might not have the funds ready to make a quick purchase before another buyer does. In this case, bridging finance could offer the right solution.

There are different methods of selling a house in New Zealand, some of which allow buyers to have more influence on the price based on competition.

If you wish to list your home for sale, you can still access sales by fixed price, by negotiation, by auction or by tender. A seller can, of course, use more than one method of sale, especially if the first attempt doesn’t get the results they’re looking for.

Online tools and resources should always be a big part of your marketing campaign. At the moment, digital marketing has become the only way to promote your home for sale.

We can use a number of digital assets for your campaign: virtual tours, emails, videos, floor plans, social media tiles and more. Your local real estate agent will be your best ally to guide you and create the best marketing campaign for your property.

If you wish to sell your home but are unsure about its current value, the best way to figure it out is to get an appraisal from your local real estate agent. This will give you a precise indication of how much your property is worth.

Appraisals can now be done virtually by using video communication apps and software such as FaceTime, Zoom or WhatsApp.

Promotion LJ Hooker Spring Competition 2025

Promoter LJ Hooker New Zealand Limited (NZBN 9429039183934) of L17, 15 Customs Street West, Auckland 1010

Promotion Period The period between 9:00am NZST 4th August 2025 to 11.59pm NZDT 30th November 2025.

Definitions Appraisal: A valid appraisal, being an estimate of a property’s sale or rental price in the current market conducted by an LJ Hooker Franchisee. LJ Hooker Franchisee: a qualified real estate agent authorised to operate within the LJ Hooker franchise network, as may be located at the website: https://www.ljhooker.co.nz/find-an-agent. Agency Agreement means an executed, written contract with an LJ Hooker Franchisee for the provision of either property management or property sales services that is compliant with all legislation and regulations relevant to the conduct of a real estate agent in the home state of the location of the Investment Property.

Eligible Entrants Entry is only open to New Zealand residents who are 18 years and over and own at least one (1) residential property in New Zealand and who are not: · Directors, officers, management members or employees (and the immediate family members of directors, officers, management members or employees) of the Promoter or any of its franchisees or associated companies; or · otherwise involved in the conduct or management of the Promotion. No entry fee is charged by the Promoter to enter the Promotion. Where entry is allowed online, there is no additional cost to enter the

Promotion other than any cost paid by the entrant to access the website or social media platform of entry via their Internet service provider.

Entry Requirements To enter the Promotion, Eligible Entrants must, during the Promotional Period: a. Own at least one (1) residential property in New Zealand; and b. Book and complete an Appraisal for a residential property they own with an LJ Hooker Franchisee. (Qualifying Appraisal Entry) Each Eligible Entrant who completes a Qualifying Appraisal Entry will be entered into the Prize Draw for Appraisal Prize. Each Qualifying Appraisal Entry who, during the Promotional Period, enters into an Agency Agreement for the same residential property with the same LJ Hooker Franchisee that conducted the Appraisal will receive a Qualifying Listing Entry and be entered into the Prize Draw for Listing Prize. (Qualifying Listing Entry)

Entries Permitted: Qualifying Appraisal Entries will be limited to one (1) entry for each residential property owned by an Eligible Entrant. If more than one Appraisal is conducted for the same residential property, only the first Appraisal will be deemed to be a Qualifying Appraisal Entry. Qualifying Listing Entries will be limited to one (1) entry for each residential property owned by an Eligible Entrant. Each entry must be submitted in accordance with the entry requirements outlined in these Terms and Conditions.

Prize There will be two (2) prizes drawn: 1 x Appraisal Prize of $5,000.00; and 1 x Listing Prize of $5,000.00 The Appraisal Prize and Listing Prize will be referred to as a 'Prize' and the winner of each Prize will be referred to as a 'Prize Winner'.

Prize Draw A random electronic draw of all Qualifying Entries will take place at L17, 15 Customs Street West, Auckland 1010 at 1:00pm NZDT on Friday 13th December 2025, and; · one (1) Qualifying Appraisal Entry will be drawn from all Qualifying Appraisal Entries in New Zealand for the Appraisal Prize; and · one (1) Qualifying Listing Entry will be drawn from all Qualifying Listing Entries in New Zealand for the Listing Prize. The draw will be conducted by the Promoter and will be entirely random.

Unclaimed Prize Draw If the Prize is not claimed by the winner of the Prize Draw in accordance with the Terms and Conditions, an unclaimed prize draw will be held on 13th January 2025 at the same time and place as the original Prize Draw. All Qualifying Entries (except the Qualifying Entry drawn in the Prize Draw) will be entered in the unclaimed prize draw and one (1) Qualifying Entry will be randomly drawn.

Winner

Notification and

Claiming the Prize The Promoter will, within 2 business days of the Prize Draw, notify the winner of the Prize Draw in writing by email via the email address provided as part of the Qualifying Entry. The winner of the Prize Draw must claim the Prize within 14 days of being notified, by confirming their acceptance of the Prize to the Promoter in writing to marketing@ljhooker.com. The Promoter will provide the Prize to the winner via electronic funds transfer into a bank account nominated by the winner in writing and additionally confirmed over the phone to ensure accuracy. The Promoter will use its best endeavours to transfer the funds within 28 days of receiving the details of the winner’s nominated bank account. If the winner of the Prize Draw fails to claim the Prize in accordance with the above, the winner will be taken to have forfeited the Prize and the Promoter will then offer the Prize to the winner of the Unclaimed Prize Draw. The Promoter will notify the winner of the Unclaimed Prize Draw in writing by email, via the email address provided as part of the Qualifying Entry. The winner of the Unclaimed Prize Draw must claim the Prize within 4 days of being notified by confirming acceptance of the Prize to the Promoter in writing to marketing@ljhooker.com.

Publication of Winners The name (surname and initial of fist name) and postcode and/or region of residence of the Prize Winner will be published on https://www.ljhooker.co.nz/ within 2 business days of the Prize Draw and/or Unclaimed Prize Draw.

1. By entering the Promotion, entrants agree to be bound by the Terms and Conditions of the Promotion, which consist of these General Terms and Conditions and the terms set out in the Promotion Details.

2. No entry fee is charged by the Promoter to enter the Promotion. Where entry is allowed online, there is no additional cost to enter the Promotion other than any cost paid by the entrant to access the website or social media platform of entry via their Internet service provider.

3. The Promoter is not responsible for any communications network or any late, lost, incorrectly submitted, delayed, ineligible, incomplete, corrupted or misdirected entry whether due to error, transmission interruption or otherwise.

4. It is a condition of entry into the Promotion that entrants provide the Promoter with their correct first and last name, and valid contact number and email address. Where an entrant's contact details change at any time after entering the Promotion and before the date of the Prize Draw, the entrant must notify the LJ Hooker Franchisee with which they completed the Appraisal entered into the Agency Agreement (via the contact details included in the Agency Agreement or as otherwise notified to the entrant) of their correct contact details immediately. Any entries will be void if the correct contact details are missing or invalid. The Promoter is not responsible for any incomplete or incorrectly submitted details provided by an entrant.

5. The Promoter reserves the right, at any time, in its sole discretion to verify the validity of entries and eligibility of entrants (including an entrant's identity, age, place of residence and any other details forming part of an entrant's eligibility or the Entry Requirements) and to require an entrant to provide proof or documentation to confirm an entrant's eligibility to enter the Promotion and claim the Prize.

6. The Promoter reserves the right to disqualify any entrant whom the Promoter has reason to believe has breached any of these Terms and Conditions, tampered with the entry process or engaged in any unlawful or other improper conduct calculated to jeopardise fair and proper conduct of the Promotion. The Promoter’s legal rights to recover damages or other compensation from such an entrant are reserved.

7. The results of the Prize Draw (and any Unclaimed Prize Draw) are final and no correspondence will be entered into.

8. It is a condition of accepting Prize that the Prize Winner agrees to: (a) the publication of their name, postcode and/or region of residence in accordance with these Terms and Conditions; (b) participate in all publicity reasonably requested by the Promoter in connection with the Promotion (and the Prize); (c) consent to the use of their name, image and likeness in any media for an unlimited period without remuneration in connection with the Promotion (and the Prize), and for promotional purposes related to the Promoter and/or its franchisees; and (d) at the Promoter's reasonable request, do all things necessary (including signing all documentation) necessary to give effect to this clause and/or to enable the Promoter to provide any part of the Prize.

9. The Prize must be taken as stated and no compensation will be payable if the Prize Winner is unable to use the Prize as stated. The Prize is not transferable or redeemable for cash or other goods or services. The Prize cannot be transferred to any other person, unless agreed to by the Promoter. It is a condition of accepting the Prize that the Prize Winner accepts the conditions of use of the Prize.

10. The Promoter accepts no responsibility for any variation in the value of the Prize, or any costs or expenses associated with use of the Prize.

11. If the Prize (or part of the Prize) is unavailable, the Promoter, in its discretion, reserves the right to substitute the Prize (or that part of the Prize) with a prize (or

part thereof) to the equal value and/or specification, subject to any directions from a regulatory authority.

12. A failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

13. If for any reason any aspect of this Promotion is not capable of running as planned, including by reason of computer virus, communications network failure, bugs, tampering, unauthorised intervention, fraud, technical failure or any cause beyond the control of the Promoter which corrupt or affect the administration, security, fairness, integrity or proper conduct of this Promotion, the Promoter may in its sole discretion take any action that it considers necessary, including cancelling, terminating, modifying or suspending the Promotion and invalidating any affected entries, or suspending or modifying a prize, without any further obligations to any entrants or the Prize Winner.

14. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Consumer Guarantees Act 1993.

15. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter, its franchisees and related entities (including its respective directors, officers, employees and agents) are not responsible for and exclude all liability (including negligence), for any loss or damage (including loss of opportunity), whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any entry or Prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (c) any variation in the Prize or Prize value to that stated in these terms; (d) any tax liability incurred by a beneficiary of the Prize; (e) any use or taking of the Prize; or (g) the Promotion.

16. Complaints regarding the Promotion may be submitted by email to compliance@ljhooker.com. If there is a dispute concerning the complaint, the decision of the Promoter will be final and no further correspondence will be entered into.

17. All entries become the property of the Promoter. Entrants consent to the Promoter using personal information provided in connection with the Promotion for the purposes of facilitating the conduct of the Promotion, awarding any Prizes (including to third parties involved in the Promotion and any applicable statutory authorities) and providing marketing communications. Without limiting the foregoing, entrants’ personal information provided in connection with the Promotion will be handled in accordance with Australian Privacy Principles and the Promoter’s Privacy Policy, which is available at: https://www.ljhooker.co.nz/privacy-policy.