A lifestyle block represents more than just a change of address. For many Kiwis, it’s about space to breathe, room to grow and the freedom to shape a way of life that suits their family, whether that’s a few animals, homegrown produce or simply distance from the daily rush.
But while the idea is appealing, buying a lifestyle property is a very different process to purchasing a standard residential home. Understanding what you want, what you need and what the land will realistically allow is the key to making a move you’ll enjoy for years to come.
Here are some important things to think through before you begin your search.
Get clear on why you want a lifestyle block
Before looking at listings, take time to define your motivation. Are you looking for privacy and space? A hands-on rural lifestyle? A hobby farm alongside your day job? Or a longer-term plan that may include income or future development?
Your reasons will guide every decision, from location and size to land use and budget. It’s also important to remember that not all lifestyle blocks are suitable for livestock or commercial use. Zoning rules, covenants or local council restrictions can all limit what you’re able to do on the land.
Starting with a clear purpose will help narrow your options and avoid disappointment later.
Size, location and land type matter more than you think
Lifestyle blocks come in all shapes and sizes. While many sit around a few hectares, what matters most is whether the land suits how you want to live.
Think about:
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How much land you realistically want to maintain
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The contour of the block: flat, sloping or mixed
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Soil quality if gardening or grazing is part of the plan
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Existing infrastructure such as sheds, fencing and water systems
Location is just as important. Proximity to town, schools, employment and amenities can make a big difference to daily life. A beautiful block that adds hours to your commute or complicates school logistics may not feel idyllic for long.
Be realistic about day-to-day life
Lifestyle living often comes with trade-offs. Longer travel times, limited phone coverage, school transport and access to services should all be factored in early.
Maintenance is another reality. Lawns don’t mow themselves, fences need upkeep and land requires regular attention. While these tasks can be rewarding, it’s important to be honest about the time, energy and willingness to learn that rural living requires.
Doing your homework now helps avoid surprises once you’ve moved in.
Do thorough due diligence before you buy
Purchasing a lifestyle block involves additional layers of investigation. Understanding things like covenants, easements, access rights, water supply, power connections and wastewater systems is essential.
Finance can also differ from residential lending. Banks typically assess lifestyle properties individually and lending conditions may vary depending on land size, use and whether the property includes productive land or bare blocks. Deposits can also be higher in some cases.
It’s equally important to check whether GST applies to the purchase, as this can significantly affect the final cost. Legal and financial advice is invaluable when navigating these details.
And don’t overlook the wider area; neighbouring land uses, seasonal activities or nearby farming operations may influence the level of noise, traffic or activity you experience.
Think long-term, not just about the move
A lifestyle block is often a long-term commitment. Even if your plans are modest now, it’s worth thinking five or ten years ahead.
Would you like to build additional sheds or dwellings? Subdivide? Start a small business? Make improvements to the land? Whether those ideas are possible will depend on zoning, council rules and existing land conditions.
Making sure the property supports your future goals can save frustration, and expense, down the track.
Making the move with confidence
Buying a lifestyle block is an exciting step, but one that benefits from careful planning and local expertise. From understanding land use and location to navigating finance and legal considerations, having the right guidance makes all the difference.
LJ Hooker supports buyers at every stage of the lifestyle property journey, helping turn big-picture dreams into informed, confident decisions.
If you’re thinking about trading city life for space, views and a different pace, starting with the right questions is the best way to ensure your lifestyle block delivers everything you’re hoping for, and more.
