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RBNZ lifts the OCR to 2.50%, adding pressure to borrowing costs and reinforcing a measured market. Buyers stay cautious and selective, making realistic pricing crucial for sellers.

The 2026 New Zealand Budget, which emphasises long-term housing supply and planning reform, aiming for gradual recovery in the property market.

Reserve Bank holds OCR at 2.25%: why steady rates support a cautious NZ housing market, as REINZ data shows slower sales, stable prices and uneven regional performance—keeping confidence intact but leaving momentum fragile as buyers remain selective.